Failure to properly link offsets to mortgages has seen loan repayments stay the same and more interest being paid.
The Reserve Bank governor says interest rates may need to go higher, as Australia's weak productivity problem locks households in for lower living standards.
Allowing more homes to be built in places where people want to live will help fix Australia's housing crisis, the Productivity Commission says.
Despite a rise over the last two weeks, 'auction volumes have remained consistently below levels recorded a year ago'.
Real Estate Institute of NSW backs calls for deposit flicking to have 'closer scrutiny' from authorities.
Consumer sentiment is weaker but discretionary spending is not 'falling off a cliff in Australia'.
Premier says 'Queensland now has more homes under construction than at any point in the state's history'.
Leading economists believe interest rates will remain on hold despite elevated inflation and cost of living pressures.
Regional small businesses suffering under rising costs, housing shortages, limited access to essential services and workforce challenges.
'Large parts of Australian cities remain subject to lot size requirements that no longer reflect modern housing needs.'
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